Saturday, December 31, 2011

Are you ready to sell in Denver??

As the year draws out, we are all busy making plans for the next year. If moving is one of them, let’s do it sooner rather than later! There are lots of Buyers out there, who have been looking for months, for homes that aren’t on the market. They have all their finances in order, have probably been outbid on other offers, and are ready to jump on the right house as it comes on the market. Could it be yours??

Don’t wait for spring … DO IT NOW!!

Inventory is low

Buyers are ready

Mortgage prices are LOW

Are you ready to sell in Denver??

Thursday, December 15, 2011

Cherry Hills Village | Julie Reddington Real Estate

Cherry Hills Village is located between downtown Denver and the Denver Technological Center. It maintains a rural atmosphere and high quality of life in the city. There are no commercial areas in Cherry Hills Village.

Golf and Recreation
The Cherry Creek Country Club includes a golf course that has been the site of three US Opens and two PGA championships. There is also the Glenmoor country club

Recreational facilities, including tennis and swimming clubs, abound in the area.

The Cherry Creek Mall offers upscale shopping for the area.

Homes in Cherry Hills

Distinct neighborhoods within the community include Cherry Hills North, a friendly neighborhood of only 148 homes on one-third to half-acre sites; Old Country Club, with homes built by the first village residents; Cherry Hills Farms, with one-acre sites and magnificent abodes; Glenmoor, which attracts buyers to its elegant golf setting; Charlou, appealing to new custom home buyers; Covington, an elegant neighborhood of only 42 homes; Cherry Hills Park, with splendid estates, many with European-style gardens and water fountains, overlooking Cherry Hills Golf Course; Sunset Drive, whose magnificent estates could grace the covers of architectural design magazines; and the newer Buell Mansion, an exclusive, prestigious neighborhood on a private reserve with 110 stunning custom estates on one-half to 2 1/2-acre sites, at the center of which is the historic Buell Mansion, which now serves as a center for residents to enjoy.

Here are a selection of Homes for Sale in Cherry Hills Village. To get instant access to the entire set of criteria and search fields in the Denver MLS, create your FREE and COMPLIMENTARYaccount now!

Buying a Short Sale Property in Denver

Are you thinking of Buying a Short Sale home in Denver? Click the video below to find out what to expect. Click here to view Short Sale Homes

Check our today's interest rate !

Here’s an early Christmas present - Today’s interest rate for a 30 Year Fixed at 3.75% and 15 Year Rates at 3.25%

Let’s lock in and have a new place for 2012. Call me to view any properties.

Start your search for Home in Denver here

Monday, December 12, 2011

Are you a self employed, high income earners, having problems qualifying for a purchase loan?

Are you a self employed, high income earners, having problems qualifying for a purchase loan? Check out this new loan which may help you qualify ...

Asset Depletion Mortgage Loans are a relatively new loan product, but are proving to be a huge benefit for self employed Colorado home buyers. In 2007 the “Stated Income” loan program, which had become prevalent, all but disappeared. “Full Income” documentation underwriting became the norm, and for good reason. But this left many self employed home buyers out in the cold. Now, using Asset Depletion, these self employed borrowers have a solution that will help them qualify for a home.

What is a Depletion of Assets Mortgage? An Asset Depletion Mortgage allows the borrower to qualify by deriving an income from assets they currently hold. This program is not meant for a struggling self employed home buyer with no assets and no income on their tax returns. Two years tax returns are still required, and most likely significant assets will be required. But for a solid borrower with $1,000,000 in the bank, this will be a big boost.

Eligible Assets for Asset Depletion Qualifying - Assets that can be used for qualifying include cash equivalents, such as CD’s, and funds in checking and savings accounts. Also, trust accounts and investment portfolio’s. Retirement accounts like IRA’s and 401k’s can be used, but only if the borrower is 62 years of age or older.

For further information, please call me and lets get you into home ownership

Thursday, December 1, 2011

Get Property Alerts | Julie Reddington Real Estate

Get Property Alerts | Julie Reddington Real Estate

HUD HOMES IN CASTLE ROCK | Julie Reddington Real Estate

Buy these homes for $100 down

HUD HOMES IN CASTLE ROCK | Julie Reddington Real Estate

How to Buy a Bank Owned Property

Are you looking to buy a foreclosure home in Denver? What is the current market doing? Click the video below. For a FREE foreclosure list, click here

Julie Reddington
Realtor, ABR

Tel: (720) 226-4168 | Fax: (303) 784-0618 |

Key Masters Real Estate - Metro Brokers

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Fannie Mae suspending evictions over the Christmas Period

Fannie Mae announced today that it will suspend evictions of foreclosed single family and 2-4 unit properties from December 19th, 2011 through January 2nd, 2012. During this period, legal and administrative proceedings for evictions may continue, but families living in foreclosed properties will be permitted to remain in the home.

"The holidays are meant for families to spend time together, especially if they’ve gone through the stress of financial challenges and foreclosure,” said Terry Edwards, Executive Vice President of Credit Portfolio Management, Fannie Mae. “No family should have to give up their home during this holiday season. Fannie Mae is committed to helping borrowers avoid foreclosure whenever possible and we encourage any homeowner who is having difficulty making their payment to reach out for help.”

Homeowners with Fannie Mae-backed loans can call 1-800-7FANNIE or for information and resources on foreclosure prevention options, including contact information for the Fannie Mae Mortgage Help Center or a HUD-approved counseling agency in their area.

Source Fannie Mae

Tuesday, November 29, 2011

Number of homes for Sale in Denver is down ... sales are up !!

Is this a good time to sell your home? Typically as we head into the winter, people are more reluctant to put their homes on the market. However, the numbers of home available to buy are down - according to Metrolist, down nearly 28% from this time last year !!! The good news is also that sales are up 12% from this time last year - that is great news.

Here you will see how these numbers compare.

For more information on this article, CLICK HERE

Tuesday, October 11, 2011

Is now a good time to sell your home in Denver ???

Is this a good time to sell your home? Typically as we head into the winter, people are more reluctant to put their homes on the market. However, the numbers of home available to buy are down - according to Metrolist, down over 32% from this time last year !!!

Is now a good time to sell your home in Denver ???

Saturday, October 1, 2011

Wanting some sweat equity ???

Are you looking for a property in Highlands Ranch or Littleton that you can fix up? There are quite a few for sale .. little beauties that are crying out for a little love, and a modern feel.

Thursday, September 29, 2011

Calling Doctor's and Dentist's - here is a loan for you!

Another exciting loan program out there which applies to Doctors and Dentists. The highlights of this program are

* Loan limits up to $1 million

* 90% loan to value

Calling Doctor's and Dentist's - here is a loan for you!

$500 down to buy a house!

There is an exciting new loan program available where all you need is $500 down ... yes just $500 loan. It includes mortgage insurance, credit score from 620 and a 30 year fixed mortgage at incredible low rates. Terms and conditions apply.

$500 down to buy a house!

Sunday, September 25, 2011

Mortgage rates anticipated to tumble ???

In this market, those equipped to move quickly are best positioned to take advantage of favorable conditions. Bottom line, if you’re thinking about purchasing, it’s time to get the paperwork prepared – get the horse before the cart – and act! Click the link to read more ...

Mortgage rates anticipated to tumble ???

Wednesday, September 21, 2011

Why I am your perfect Real Estate Buyer's agent ...

Are you looking to Buy a Home in Denver?? In Colorado, you can have representation from a Buyer’s Agent. They will help you every step of the way in getting you into your next home. Here are some reasons why I am your perfect Buyers Agent

Why I am your perfect Real Estate Buyer's agent ...

Tuesday, July 26, 2011

Luxury homes in West Ranch, West Ken Caryl .... a BEAUTIFUL and STUNNING area to live


Should I keep this to myself ?? OK, I will share a little undiscovered area which has 'blown my socks off'. This Gated Sub-division is called West Ranch which is on the west side of Ken Caryl and is not in the typical part of Ken Caryl as you would expect. It is literally 2 minutes to the US 285 from the north entrance (but you don't hear or see it) and 10 mins to the C470.

As you drive through this area, you will think you have entered a State Park. There are over 500 acres of dedicated open space. A quiet road tucks round wooded forests with some amazing views of the Denver Metro spreading as far as the eye can see. Yet there are over 50 homes tucked behind these trees.

Each home is situated on many acres of land keeping each home very private. They are STUNNING! The houses are zoned for horses - some have stables and barns already.

If you are in the market for a home in this price range, I highly encourage you view these homes.

The bad news is you cannot just drive through. The good news is you can give me a call and I will show you these stunning homes.


Wednesday, July 20, 2011

FREE giveaways in the first opening days of IKEA, Centennial

Well the countdown begins before the doors to the new IKEA in Centennial open. We have all been watching the royal blue building dominate the landscape by the I25 in Centennial. So for those serious IKEA fans, here are some free giveaways the store is offereing

Wednesday 27 July

* The first 38 adults (18 and older) in line will receive a free EKTORP three-seat sofa in blekinge white.

* The next 100 adults (18 and older) in line will receive a free POANG chair.

* The first 2,500 adults (18 and older) will receive a random prize envelope with IKEA Gift Cards ranging from $10 to $250, or a “Buy One, Get One Free” cinnamon bun, hotdog or frozen yogurt voucher.

Thursday 27 July 2011

* The first 38 adults (18 and older) in line will receive a free queen-sized SULTAN HALLEN queen spring mattress

Friday 28 July 2011

* Free breakfast for all customers prior to 11:00 AM.

* Kids under 12 eat for FREE

Sunday 31 July 2011

In honor of Colorado Day on August 1, the first 135 (the number of years Colorado has been a state) adults (18 and older) in IKEA Centennial will receive a baby blue spruce (the state tree).

FREE giveaways in the first opening days of IKEA, Centennial

Thursday, July 14, 2011

Monday, July 11, 2011

Only $1000 down to buy a home in Douglas County

Are you a First Time Home Buyer looking to buy a home in Highlands Ranch, Castle Rock, Douglas County?

Douglas County has a program whereby they will provide down payments assistance of 5% of the purchase price for First Time Home Buyers

The criteria for this program is as follows:-

* MUST be able to contribute $1,000 towards the purchase

(cannot be borrowed or be a gift).

* Secure a first mortgage. All loans MUST be a 30 year fixed loan.

* Reside in Douglas County 12 months prior to closing or work in Douglas County at least 20 hours per week

* Be a “First-Time Homebuyer” (No ownership in a home in the past 3 years, Single parent that has owned prior with a spouse, or a displaced homemaker.)

* Back-End ratio under 45%

* Borrowers must show an acceptable credit history. A letter of explanation for all adverse accounts (bankruptcy, collections, late payments, etc.) is required.

* The home MUST be used as a “primary residence” and be located in Douglas County (the home cannot be “renter occupied” at the time of purchase).

* Potential borrower MUST meet with DCHP and receive “Income Certification Letter” prior to signing a sales contract.

* $100 application fee

The downpayment assistance is in the form of a second mortgage. Payments begin immediately and the funds may only be used for downpayment, no closing cost assistance. Borrowers have a choice of either (a) a 15 year loan term which will carry an interest rate of three percent below the 10-year Treasury Index (but no lower than a 1% interest rate), or (b) a 30 year loan term which will carry an interest rate of one percent below the 10-year Treasury Index (but no lower than a 3% interest rate).

For More Information, CLICK HERE

Source Douglas County Housing Assistance

Wednesday, March 9, 2011

Denver's Luxury Home Market

There is a definite shift in the Real Estate world at the moment. And one area which has seen these shift is in the million dollar plus market. After four straight years of declines, sales of million-dollar homes and condos rose last year in all 20 major metro areas, according to DataQuick Information Systems. It’s a fact that when Wall Street goes up, rich people buy homes - And Wall Street has gone up! : Stock values have nearly doubled from their March 2009 lows.

The value of these luxury homes have fallen in recently years plus getting a mortgage in these luxury homes is less expensive. In 2009 buyers of high-end homes paid 1.8 percentage points more in interest than the average buyer. But in 2010, that spread had shrunk to just 0.6 points more.

That reduction would save about $780 a month on a million-dollar mortgage.

Click below to take a look here at some of Denver’s luxury home market

Denver's Luxury Home Market

Saturday, February 19, 2011

Tuesday, January 25, 2011

Are you a Landlord?? New laws apply

If you are a Landlord of a single unit rental property, a new law now requires you to issue an IRS 1099 form to all Vendors who do at least $600 of work.

This is not a new law, but it has been expanded to all property owners, no matter how small their property is.

If you own a rental, you have a legal duty to obtain certain information from Vendor ( for example, Social Security number or tax identification), and keep a record of the amount you pay them over the year. At the end of the year, you must issue a 1099 form, and keep a copy for yourself.

The requirement takes effect from 2011 tax year, so start tracking Vendors from the beginning of January.

Who is a Vendor?

All contractors and freelance workers who provide services in a rental real estate context ie plumber, painters, cleaners etc. So all providers who you don’t issue with a W2 who provide at least $600 over a year in services.

Remember to keep track of all people who do work for you as this is a cumulative amount over the year.

Speak to your Accountant for more information.